If your a diver and don’t have dive accident insurance, don’t kid yourself thinking nothing is ever going to happen. The one time something does happen (and hopefully it never will) that is when you are going to really hope you have dive accident insurance and that also goes for travel insurance especially if you do multiple trips in a year!
Whether your doing a local shore dive, going on an extended vacation (diving or not) or a multi-day boat trip Diveassure has you covered for your dive accident/travel insurance needs.
The Diveassure Association
Diveassure is a Membership Association. As a member of Diveassure, we can help you save money on everyday services by taking advantage of the variety of benefits included in our membership package.
Diveassure and Duke
Diveassure and the Duke Center for Hyperbaric Medicine and Environmental Physiology have partnered to provide divers with better care and knowledge. This relationship assists Duke in diving safety research and enhances the services offered to Diveassure members. The Duke Center for Hyperbaric Medicine and Environmental Physiology is the Southeast’s regional referral center for hyperbaric medicine. It is the only hyperbaric facility in North Carolina accredited by the Undersea and Hyperbaric Medical Society and the first in North America to receive accreditation “With Distinction.” Its physicians are board certified in the specialty of hyperbaric medicine.
We know diving. We know insurance.
Based on over a decade of service dedicated exclusively to divers and with the expertise gained through the service of hundreds of thousands of divers, we offer great membership benefits and insurance programs – designed specifically for divers. Should you require our help with claims or emergencies you will find out that our dedication to our members and our vast knowledge and experience of diving safety and dive medicine (in partnership with Duke Dive Medicine) as well as diving accident and dive-travel insurance makes a significant difference.
Some things to consider when buying DiveAssure insurance-
- DiveAssure is a primary insurance
- claims for travel insurance are per occurrence even if you have a multi-trip plan
- travel insurance only covers you outside the US
- discounts when buying a package with dive accident and travel insurance
Dive Accident Insurance
DiveAssure’s diving accident medical coverage includes medical evacuation, hyperbaric chamber treatments, medical expenses, medical repatriation, medical consultation and oversight by a Duke Dive Medicine physician, and more.
All DiveAssure programs are primary. With a policy that is not primary processing your claim may take a long time and you may be required to finance evacuation/medical bills, which can run tens of thousands dollars high. Additionally, a diving related claim can have an effect on your personal health insurance record.
Choose from 3 levels of annual coverage, or opt for short-term coverage:
Dive Travel Insurance
Only DiveAssure travel programs offer PRIMARY dive travel and other travel insurance benefits. “Primary insurance” means that your insurer will pay directly to service providers (i.e. air ambulance, hospital, recompression chamber etc.), or reimburse you in full for your payments made by you, disregard any other insurance you may have, which may or may not cover the incident. All Diveassure programs are primary. With a policy that is not primary processing your claim may take a long time and you may be required to finance evacuation/medical bills, which can run tens of thousands dollars high. Additionally, a diving related claim can have an effect on your personal health insurance record.
DiveAssure’s travel insurance programs include coverage for trip cancellation/interruption, medical coverage, baggage protection, 24/7 travel assistance services and much more.
Choose from 3 levels of travel protection programs to cover your upcoming trips, whether a diving vacation, adventure sport vacation, business trip, or just a relaxing city or beach vacation.
Services and Benefits available to all DiveAssure members:
Through its collaboration with Duke Dive Medicine, Diveassure now offers its members enhanced services and benefits:
- Emergency Inquiries—Diveassure members and partners can now call Duke Dive Medicine any time of day or night with diving-related emergency inquiries.
- The DDM Package—A package that expands the services provided by Diveassure programs with additional medical consultation and oversight. Click here for more information on the DDM Package.
- Claims and Emergencies Consultation—Duke Dive Medicine will be available to Diveassure’s emergency and claims service providers for consultation and advice on all medical aspects of diving accidents.
- Non-Emergency Hotline—All members can call Duke Dive Medicine during business hours with inquiries related to diving safety.