DiveAssure Dive & Travel Insurance
Lot’s of divers ask: Why DiveAssure? Why not another company?
1. What is DiveAssure exactly? DiveAssure is an International Association specializing in Insurance and Assistance services for divers, worldwide. Their programs offer the best insurance and assistance benefits available for the diving community today!
2. How does DiveAssure compare to other programs? DiveAssure is the only one to offer primary coverage.
3. Is DiveAssure good for diving trips? DiveAssure is perfect for diving trips! Their DIAMOND plan includes medical insurance and travel insurance – all in one. The Diamond plan offers annual comprehensive medical coverage for diving and non-diving accidents. The Diamond plan also offers an option for single-trip or multi-trip coverage that includes trip cancellation/interruption according to the diver’s customized needs.
*Note-You can only get DiveAssure travel insurance to go with DiveAssure dive accident insurance. If you wish to get dive travel insurance without DiveAssure dive accident insurance you would have to check into other companys that offer it as a stand alone or add on insurance.
Why Choose DiveAssure? Watch the DiveAssure video
• DiveAssure specializes exclusively in diving accident and dive-travel insurance.
• With over a decade of experience, you are guaranteed the best medical coverage and dive travel protection.
• Both your annual diving coverage and the medical and travel protection you need for your diving trips in one single policy.
• Duke Dive Medicine physicians provide consultation and support services for all DiveAssure programs.
• Only DiveAssure offers you the DDM Package – A comprehensive medical package with additional personal medical consultation and oversight provided by the Duke Dive Medicine physicians at Duke University.
• Your DiveAssure membership fees support diving medical research done at the Duke Center for Hyperbaric Medicine and Environmental Physiology at Duke University.
• Only DiveAssure offers annual multi-trip dive-travel coverage.
• DiveAssure insurance is PRIMARY – unlike other diving insurance programs on the market.
• DiveAssure offers you the Diamond – the only comprehensive annual single- trip/multi-trip dive-travel program, specifically designed to meet all your diving & traveling needs throughout the year
• DiveAssure offers you the best diving insurance and assistance programs available today – more coverage, higher limits and less fine print than any other program offered in the USA.
• 24/7 emergency hotline for diving emergencies through Travel Guard and Duke Dive Medicine.
• 24/7 Travel Assistance & Emergency hotline with numerous services provided, by Travel Guard.
• Direct and fast emergency services – In emergency situation, DiveAssure members call Travel Guard or Duke University directly and save precious time.
• Non emergency hotline- receive first rate information on fitness to dive and diving safety from the Duke physicians and the DiveAssure team
• All DiveAssure members receive free of charge the DiveAssure Emergency Gear Tag, which includes emergency contact and information.
• Technical divers welcome! – No depth or mixed gas restrictions!
Check out your alternatives:
• All other travel insurance companies are not fully familiarized with diving and the special requirements that go with it – we are. We work with hyperbaric chambers and other emergency facilities all over the world and have the Duke Dive Medicine team of expert physicians to consult with.
• General travel insurance policies do not address the special coverage needs related with diving, such as: Lost diving days, a trip being canceled or interrupted due to inability to dive, loss of diving gear, etc.
• With any other insurance provider you are covered by two separate policies! In case of a claim may have to deal with two different insurers , which means more paperwork and red-tape…
• No other insurer provides you with personal medical care in case of diving accident as provided by our DDM package.
• With all other travel insurance providers, multi trip coverage is either not available, or far more expensive.
• Most other programs do not offer primary coverage
Why Wait? Join DiveAssure Now
| Policy Cover | Gold | Platinum | Diamond |
|---|---|---|---|
| Description | Basic diving accident coverage |
Supreme diving accident protection with basic trip protection |
Our most prestigious program. Annual membership with dive accident coverage + either single trip or multi trip comprehensive protection. |
| Accident medical and rescue expenses following a diving accident, including emergency evacuation and policy limit |
$250,000 | $500,000 | $1,000,000 |
| Death as a result of diving accident-optional | various levels | various levels | various levels |
| Loss of diving gear left on site of claimable accident requiring hospital treatment | $2,500 | $5,000 | $5,000 |
| Repatriation of remains to home country | $5,000 | $10,000 | $10,000 |
| Flight/Accommodation- extra expenses following diving accident | $5,000 | $5,000 | See comprehensive travel protection below |
| Depth limit | None | None | None |
| Diving vacation cancellation-due to the member being medically unable to dive (*) | N/A | $5,000 | See comprehensive travel protection below |
| Diving vacation interruption-due to the member being medically unable to dive (*) | N/A | $7,500 | See comprehensive travel protection below |
| Diving vacation cancellation-Comprehensive Coverage (*) | N/A | N/A | various levels up to $25,000 |
| Diving vacation interruption- Comprehensive Coverage (*) including also: additional transportation and accommodation expenses, travel delay and missed connection (150% more than your cancellation amount) |
N/A | N/A | various levels- depending on your cancellation coverage up to $37,500 |
| Loss of diving days due to medical inability to dive (*) | N/A | $100 per day | $150 per day |
| Diving gear-comprehensive (loss, damage and theft) | N/A | N/A | $5,000 |
| Non-diving related accident assistance and medical expenses covered (during a diving vacation) | No | $10,000 (*) | $1,000,000 |
| Non-diving sickness Medical and rescue expenses including emergency evacuation-Comprehensive coverage. | N/A | N/A | $1,000,000 |
| Family member’s non-diving related accident assistance and medical expenses covered (during a diving vacation) (*) |
N/A | N/A | N/A Family member can enroll as a non diver, and enjoy reduced rates |
| 2 year memberships available | Yes | Yes | Yes (except for Single trip program) |
| Single trip/multi trip comprehensive travel coverage |
N/A | N/A | Both available |
| Non Diving membership-reduced rate | N/A | N/A | Yes |
| The DDM Package. Please note that the DDM Package can be purchased also as a stand-alone service. | Optional | Optional | Included |
